HCR Wealth Advisors is a wealth management firm. This registered advisory firm develops personalized financial strategies for their clients.
The Sandwich Generation is a group of people who find themselves in a tough financial spot. These people are middle-aged parents who are taking care of the financial needs of their kids going through college and their elderly parents at the same time. Doing either one of those things can be a financial burden, but doing both and trying to save for your own retirement at the same time is truly a challenge.
Plan for Your Retirement
HCR Wealth Advisors seek to protect their clients against the risk. The heavy load of financial responsibility placed on the Sandwich Generation is something that many can’t avoid. However, it is important for the sandwich generation parents to continue planning for their future retirement. You don’t want to have to rely on your kids or your own retirement.
Plan for College
The financial costs of college can be unexpectedly high. Don’t delay planning for your kids’ education. The price of college education is continuing to rise year to year, so the earlier that parents begin saving, the better. The odds are those savings will dramatically lower the amount of money that your kids will need to borrow to cover their tuition and expenses.
Know Parent’s Situation
Caring for older parents is a responsibility that more and more people have to bear. Therefore, it is vital to take a close look at your senior parent’s overall financial situation. How much income do they have coming in monthly? What about their health care cost? Sit down and discuss these matters with your parents. Work out a plan to cover all their financial burdens and health care cost.
More on HCR Wealth Advisors: https://whalewisdom.com/filer/hcr-wealth-advisors
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Jed McCaleb and Joyce Kim co-founded Stellar in 2014 for one reason: to bring financial options to those that don’t have them. Stellar works with financial organisations all over the world to allow them to conduct cheap, secure international transactions. Stellar works with a few companies, like IBM, in the developed world as well; Stellar works with IBM to provide them with cheap alternatives to international payments.
Jed McCaleb serves as the CTO for Stellar, where he provides the programming expertise needed to make the company run. He worked on the technology behind Stellar on his own, and Stellar recently made a huge effort to improve their system even further.
This isn’t the first time Jed McCaleb has worked with decentralized protocols to innovate a tech industry. He previously founded eDonkey, a file sharing service that used a decentralized network to deliver files to its users.
With years of experience behind him and expert knowledge of several subjects in technology, Jed McCaleb has made an astounding prediction. He says that in the next 10 years the blockchain and banking worlds may be able to coexist as one entity. McCaleb believes one single network will encompass the entire world. This network must provide a public ledger to store its date; blockchain technology provides the most secure known method of storing data. The network must also be able to conduct transactions across all borders.
Stellar is currently working to fill all these requirements.
“In the next 10 years I wouldn’t be surprised if all equity isn’t tokenized on some blockchain somewhere,” McCaleb says. If his prediction is true it would definitely change the world. Even the average consumer could one day be using cryptocurrency to conduct day-to-day purchases.
Competition is thick in the blockchain industry, some companies are even fraudulent. Securrency is a legitimate company that is working with investors to make it possible for them to trade stocks with bitcoin.
It is hard to predict which of these crypto-companies will be on top in the next 10 or even 20 years.
AvaTrade provides investors with valuable insights into stock market trends through profound evaluations and analysis with the AutoChartist service. AvaTrade headquartered in Ireland as part of the Central Bank of Ireland was established to provide investors with multi-asset trading capabilities that provide easy and quick trading platforms. AvaTrade was founded in 2006 as AvaTrade and currently has offices in 11 countries throughout the world. It was established to provide both experienced investors and beginners the opportunity to take advantage of the current stock market gains and profits from other high-performing instruments such as Bitcoin cryptocurrency investment asset opportunities.
One key function of AvaTrade is the service called AutoChartist which is a platform designed to provide key insights and analysis for account holders that deposit over $500. The ability to invest in stocks that are proven to have a track record of success through research and evaluation provided a period of time that develops a track record over multiple channels in avenues of investment opportunities. AutoChartist is an advanced charting software application that allows investors to invest safely in the stock market and gain confidence from the established data provided in the investment positions. Also, AvaTrade leverages the power of multiple third-party platforms and the profound research and analysis provided by the third-party platforms. In fact, investors are able to capitalize on various levels of information and analysis from the platforms such as AvaTraderAct, ZuluTrade, MirrorTrader, and RoboX by Tradency are some of the many platforms established within the network to provide insight into the valuation of profitable investment opportunities.
Stocks are tracked over periods of time through the Investing.com platform, an economic calendar within the AvaTrade platform. This allows investors to gain key insight into the history and potential flow variable stocks throughout the economic cycles. Valuable insight from the AutoChartist software platform enables investors at AvaTrade to gain profitable insight into the performance of some of the most lucrative stocks on the market.
The Oxford Club utilizes a talented editorial staff to produce highly sophisticated market research products that enable their members to achieve market-beating returns and hasten their journey to financial freedom. The newsletters and trading services are products that have been developed by financial professionals with deep levels of knowledge and experience.
This private network of entrepreneurs and investors has been growing steadily since its founding in 1989. The Oxford Club now has more than 157,000 members in 131 countries that take advantage of their superior products. Their investment strategies and principles have been tested as battle worthy and they thrive in the financial trenches.
Alexander Green is a noted author who’s achieved best selling status as acknowledged by the New York Times. He’s also the Chief Investment Strategist for The Oxford Club and the lead author for their flagship newsletter. The Oxford Communique reveals his outstanding market analysis as well as his timely trading tips. It also contains his popular essay series entitled Beyond Wealth where he ventures into politics, philosophy, and principles for healthy living.
Another newsletter in The Oxford Club‘s family is in regards to income generating strategies. The Oxford Income Letter helps members craft an extraordinary income-producing portfolio. This includes selections on dividend stocks and detailed analysis as well. Bonds are also covered in this newsletter and it highlights the best opportunities in the bond market that can enhance the income potential of one’s portfolio while reducing risk.
Another important avenue that helps members successfully navigate the marketplace is The Oxford Club’s trading services. The exhaustive and detailed research that produce these products can help members find the best opportunities. There are 12 of them that pertain to different markets and asset classes. An array of lucrative situations arise on a regular basis and these services are adept at pinpointing them. The Momentum Alert is a good example as it helps investors find up trending stocks that tend to continue in the same direction.
The higher quality of life that goes beyond wealth is one aspiration for The Oxford Club’s members. A chance to focus more time and attention on friends, family, and community can be realized with financial freedom.
Shafik Sachedina got his certification as a dental surgeon at Guy’s Medical and Dental School, one of the science colleges at the University of London in 1975. He currently serves as one of the chairmen at Sussex Health Care, one of the top geriatric health care providers in the world, in Southern England.
Shafik Sachedina is best acknowledged for his contributions as the head of department of the Jamati Institutions at the Aiglemont Estate in France. He is in charge of the agenda for each of the 16 focused area institutions and their education defined by Ismaili rules and sets of teachings. He is the networking bridge between the Ismaili community institutions in Central Asia and the Aga Khan Development Network (AKDN). Shafik Sachedina has been an active member of the AKDN as well as served as the Ismaili Council President for the United Kingdom. All roles provided at the Jamati Institutions are voluntary. Shafik Sachedina is illustrative of the kind of identity the Jamati Institutions carry with embracing voluntary participation.
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Shafik Sachedina’s welfare is without doubt a big character in his career development. His 30 year old career with Sussex Health Care concentrates on developing elevated and longer term care for aging patients with brain conditions and challenged learning conditions alike. The company’s main focus is providing care for patients suffering with dementia and Alzheimer, both incurable diseases, tracing back to Shafik Sachedina’s school studies background in renounced illnesses being a dental surgeon. His experience has helped the company’s re-occurring success and recognition as well as their recent advancements. A new facility has opened in West Sussex carrying new equipment, alike other facilities, a necessary push for learning disorders development. The new facility features a specialized service providing a 24 hour watch of on the floor specialists. They also modeled the place to be more modern with a brand new kitchen model in place and furnished communal areas.
Currently, the company has helped over 250,000 patients regain their living potential. Sachedina has previously worked for other facilities specializing in elderly care such as The Horsham Clinic and others. His commitment to accessible residence for aging health care patients has proved to work for his company and team of specialists.
Visit sussexhealthcare.com for more details about Shafik Sachedina.
Samuel Strauch is considered to be one of the top real estate agents in South Florida. The man has a prestige education that’s hard for others to match. He’s attended schools like Hofstra, Erasmus and Harvard to to earn his education.
In the beginning of his career, Samuel Strauch worked in his families business. But in 2002, he would create his own business in the South Florida area. His inspiration was simple, he saw how nice the homes and locations were, so he wanted to do business in that area. So far in his adult life, Samuel has had some interesting business experiences.
Read more: Innovative Real Estate Executive Samuel Strauch Stays on the Cutting Edge By Embracing Bitcoin
Right now, Samuel Strauch does business in real estate, internet and restaurant businesses. Being from different branches allows him to take the elements from each different industry and use it to his advantage. His typical days consist of him being very busy and having many people to talk to. Now he has an enjoyable job as real estate expert and has a bright personality. However it wasn’t always positive. When asked what was the worst job that he had, Sam responded, “It was the back end work of organizing documents, reports, etc. I found it so boring!”. However he says that he doesn’t regret being in times such as this.
Samuel Strauch has had many negative experiences throughout his lifetime and says that he wouldn’t change any of them. He realizes that the changes that he was able to make out of those situations makes his life valuable. That is why he enjoys doing many different things like photography.
Learn more about Samuel Strauch: https://technewsspy.com/2017/11/02/samuel-strauch-applauds-miamis-real-estate-market-welcoming-bitcoin-transactions/
In the field of real estate investing, it takes many personality traits to garner success. From an undying passion to unlimited motivation and having the ability to turn challenges into opportunities, the best investors have all this and much more. This has been especially true of Arthur Becker, who for many years has been known as one of the most successful real estate investors in the world. Whether a residential or commercial project, Arthur has always had a keen sense of what it would take to make the project successful. And just like Arthur Becker, Todd Lubar has also found tremendous success in real estate investing. As a recent interview indicated, the two men are alike in many ways. Check out Ideamensch to see more.
Just as Arthur Becker has done, Todd Lubar has invested in numerous residential and commercial real estate projects. And along with this, he has also started and successfully ran many other businesses as well, including recycling services and nightclubs. In doing so, he not only learned the many details needed to run a successful business, but also how to deal with a variety of people and situations. For more details visit Crunchbase.
Using the experience gained from his vast array of business ventures, Todd Lubar has translated that into his latest company, TDL Ventures. A company whose purpose is to help clients who have had difficulty obtaining financing for real estate projects, Todd has made TDL Ventures one of the best companies in the world. Using many of the contacts gained from his two decades of experience and involvement in more than 7,000 real estate transactions, Todd helps his clients take advantage of non-traditional financing options to get the money needed to pursue their dreams.
With new goals to achieve each day, Todd Lubar is always eager to seek out new challenges to conquer. From helping the next client obtain financing for a real estate project to deciding on the next company he will start, there’s no doubt Todd will continue to find success. And as he has shown over the years, there is no obstacle he encounters that Todd will not be able to overcome.
In the modern world, entrepreneurs vary from one to another. Despite the differences, it all comes down to certain characters that all entrepreneurs possess. The business world is not an easy one, however, despite the challenges entrepreneurs face they should be persistent in attaining their goals. They should never fear to take on challenging projects in fear. Entrepreneurs should portray self-assurance while remaining humble. They should be willing to stand their ground, but during dynamic market, they should be flexible to change with the market. It is important for entrepreneurs to be curious and ask questions whenever in doubt. They should accept failure as a lesson and learn from rejections. They should come up with ideas and share them with their peers for reviews whether positive or negative reviews.
Since thirty years ago we see how innovation has advanced. The current technological advancements were a mere sense of science fiction decades ago. Computing power has brought us a long way to enable us to operate everything with a simple command. Door bells, programmable thermostats and door bells are just the minor prospects in this field. Voice activated digitized application like Siri can do every task for us. Technology has simplified life for many including the physically challenged who are more dependent on themselves. However, this is just the beginning the future looks promising since the Internet of Things is a revolution of a whole digitized world.
Todd Lubar, a real estate entrepreneur, based in Baltimore is a prominent business man in his field of business. According to crunchbase.com, Lubar has a degree in Speech Communication; he worked with Caesar Mortgage for four years gathering expertise in the building industry. Through networking, he has built promising business relationships with experts in the industry. Todd Lubar has a reputation of beating the deadline to deliver quality service to his clients.
Hard work is the key to his success as president of TDL, Global Venture. He is not content with his triumph only; therefore he offers mentorship to young entrepreneurs looking to succeed in his field of expertise. Todd Lubar is a believer in the smartphone home trend and a fanatic when it comes to technology. He believes by employing technological advancements to the real estate market is a win for the sector. He sees a new perspective of real estate in the years to come with the development of technology.
Innovacare is the leading Medicare Advantage healthcare service provider in North America. In 2011, InnovaCare was awarded a Commendable Accreditation from the National quality assurance committee. Innovacare is led by two great leaders who make its existence and operations quite successful and efficient-; Penelope Kokkinides-Chief Administrative Officer and Dr. Richard Shinto-Chief Executive Officer.
The chief executive officer of InnovaCare’s Health plans, Dr. Richard Shinto, has over 20 years of experience in clinical and operational healthcare services. He is the author of many excellent medical practice books and articles. He studied at the University of California where he received his B.S. he also has a degree in medicine and an M.B.A from the University of New York and the University of Redlands respectively. Read more about her interview on Ideamensch.com
He started his practice of health as an Intern and a pulmonologist in Southern California. In 1996-1997, he served as the Corporate Vice President of Medical Management for MedPartners before leaving to Cal Optima Health Plan where he was the Chief Medical Officer. Dr. Richard was also the Chief operating officer and chief medical officer at medical pathways Management Company before joining NAMM as the Chief Medical Officer. Before joining InnovaCare, he had the privilege to work as a member of the management team for Aveta Inc. and in 2008 to 2012; he had the honor to serve as its president and chief executive officer.
Penelope Kokkinides also has vast equal experience as Dr. Richard. With over 20 years in practice and extensive training from various renowned universities, he has the expertise in clinical programming and provision of healthcare services. He acquired a bachelor’s degree in biological sciences and classical languages from Binghamton University. He has also studied at New York University where he graduated with a master’s degree in social communications and a post master’s degree program in alcohol and substance abuse. In Columbia University, he acquired a master’s degree in public health.
During his career, Penelope served as the president and chief operating officer for Centerlight and Touchstone health before rejoining InnovaCare health plans as the Chief Administrative Officer. Previously, he had worked at InnovaCare and also at Aveta Inc. as the Chief operating officer.
With two stations and various provider networks, advanced technologies, cost friendly expenses and quality healthcare, InnovaCare health prioritizes healthcare management to tackle the complex and ever-changing healthcare environment of Medicare Advantage and Medicaid Programs. The team also ensures that patients always come first and there is a friendly relationship between the patient and the doctor to provide even better results which are consumer oriented according to HRMR Online.
Mrs. Betsy DeVos is the wife of a renowned philanthropist, entrepreneur, politician and activist Dick DeVos. Prior to assuming her new role as the 11th U.S. Education Secretary, Betsy was involved in fighting for education policies that favors all kids in America, including those from minority groups. For nearly 30 years, Mrs. DeVos’ goal was to seek reforms that would benefit underserved students to access better and high standard education. Betsy’s mother was a school teacher, and hence she was very instrumental in developing her (Betsy) instinct towards education while she was still a kid.
The interest grew later in her life after visiting a school in Grand Rapids and realized not all kids in America are accorded equal opportunity to access great education. She had also seen leaders funding projects to increase learning opportunities for kids and at the same time provide parents with more choices. Through those experiences, Mrs. Betsy DeVos joined other activists to advocate for improved educational options all over the United States. She led a movement that focused on empowering parents in the District of Columbia and 25 states. Before she was confirmed, Mrs. DeVos was serving at The Windquest Group together with her husband. She served on boards of many civic and charitable institutions like Mars Hill Bible Church, ArtPrize, Kendall College of Art and Design and other.
Betsy DeVos’ Achievements
For many years, Mrs. Betsy DeVos has been leading a movement championing for school choice programs in several states in the U.S. Her main focus was to eliminate the mindset that students should attend certain schools based on the zip codes of homes. She has been fighting for freedom among parents when choosing which schools they should send their kids. According to Mrs. DeVos, the days when quality of education was determined by certain school buildings are diminishing quickly. She believes the right legislation should be passed in order to offer healthy education to American children. If digital learning is fully implemented, students will be able to attain their full potential, according to Betsy DeVos.
Mrs. DeVos explained that she utilizes most of her time trying to improve quality of education in America. For the sake of law, she explained that they must comply with campaign-finance statutes and also IRS regulations. She encourages other donors to support her efforts in order to make a difference within the education sector. She believes success will be achieved when parents will have the opportunity to select the right educational option for their kids to enable them fulfill their potential regardless of where they come from. Through her experience and the need to transform the vast education sector in the United States, Mrs. Betsy DeVos will provide her expertise to the government to enable it implement the right policies to favor all students. Visit Betsy’s profile page on facebook.com.